COOKIES POLICY

INFORMATION ABOUT COOKIES

Due to the force entry of the modification of the “Law of Services of the Information Society” (LSSICE) established by Royal Decree 13/2012, it is mandatory to obtain the express consent of the user of all websites that use cookies before the user navigates through them.

WHAT ARE COOKIES?

Cookies and other similar technologies such as local shared objects, flash cookies or pixels, are tools used by Web servers to store and retrieve information about their visitors, as well as to provide a proper functioning of the site.

The use of these devices allows the Web server to remember some data concerning the user, such as your preferences for viewing the pages of that server, products that most interest you, etc.. The cookies used by Barcelona MS, or the third party acting on its behalf, are associated only with an anonymous user and your computer, and we do not store sensitive personally identifiable information such as your address, password, credit or debit card details in the cookies we use.

PURPOSE

The purpose of cookies is to offer you an excellent browsing experience, improve our services based on the uses that users make in relation to the published content or the access they make to the different sections of the same and a faster and more personalized access to the services offered.

COOKIES USED

Following the guidelines of the Spanish Data Protection Agency we proceed to detail the use of cookies that makes this website in order to inform you as accurately as possible.

Types of cookies on the website:

  • Own Cookies: These are those that we send to your computer or terminal from our website.
  • Third-party cookies: These are those that are sent to your computer or terminal from a domain or web page that is not managed by us, but by another entity that treats the data obtained through cookies.
  • Session Cookies: These are a type of cookies designed to collect and store data while you access our website.
  • Persistent cookies: They are a type of cookies in which the data remain stored in the terminal and can be accessed and treated for a certain period of time, which can range from a few minutes to several years.
  • Analysis Cookies: These are those that are well treated by us or by third parties, allow us to quantify the number of users and perform the measurement and statistical analysis of the use made by users of our website. To do this, we analyze the navigation on our website in order to improve the supply of products or services we offer.
  • We use Google Analytics in order to collect information anonymously and produce reports on website trends without identifying individual users. In this way, our website remembers information that changes the appearance or behavior of the site, such as your preferred language or the region in which you are located. The provider of this cookie is Google.
  • We use Google AdWords for the purpose of collecting information in an anonymous form and reporting on visits through advertising provided by Google AdWords without identifying individual users. In this way, our website sends information to Google to prepare reports of the marketing campaigns launched. The provider of this cookie is Google.
  • We use Google in order to collect information anonymously and compile reports of visits that come through advertising managed by Google without identifying individual users. In this way, our website sends information to Google to prepare reports on the marketing campaigns launched. The provider of this cookie is Google.
  • We use Facebook for the purpose of collecting information anonymously and reporting on the visits that come through advertising provided by Facebook without identifying individual users. In this way, our website sends information to Facebook to compile reports on the marketing campaigns launched. The provider of this cookie is Facebook.
Necessary Cookies:
NAME PROVIDER PURPOSE EXPIRY TYPE
CookieConsent Cookiebot Stores the user’s cookie consent status for the current domain 1 year HTTP
PHPSESSID barcelonams.es Preserves user statuses on all page requests. Session HTTP
JSESSIONID New Relic Preserves user statuses on all page requests. Session HTTP
Preference cookies:
NAME PROVIDER PURPOSE EXPIRY TYPE
lang [x2] LinkedIn Remembers the language selected by a user when viewing a web page Session HTTP

Statistical cookies:

NAME PROVIDER PURPOSE EXPIRY TYPE
_ga barcelonams.es It records a unique ID that is used to generate statistical data about how the visitor uses the website. 2 years HTTP
_gat barcelonams.es Used by Google Analytics to monitor the rate of requests. 1 day HTTP
_gid barcelonams.es It records a unique ID that is used to generate statistical data about how the visitor uses the website. 1 day HTTP
pll_language barcelonams.es This cookie is used to determine the visitor’s preferred language and set the language accordingly on the website, if possible. 1 year HTTP

Cookies de marketing:

NAME PROVIDER PURPOSE EXPIRY TYPE
d/px Drawbridge Collects data on user preferences and behavior on the web – This information is used to produce content and advertising more relevant to a particular user. Session Pixel
_fbp barcelonams.es Used by Facebook to provide a range of advertising products such as real-time bidding from third-party advertisers. 3 months HTTP
IDE Google Used by Google DoubleClick to record and report on user actions on the website after viewing or clicking on one of the advertiser’s ads for the purpose of measuring the effectiveness of an advertisement and presenting targeted ads to the user. 1 year HTTP
test_cookie Google Used to check if the user’s browser supports cookies. 1 day HTTP
fr Facebook Used by Facebook to provide a range of advertising products such as real-time bidding from third-party advertisers. 3 months HTTP
tr Facebook Used by Facebook to provide a range of advertising products such as real-time bidding from third-party advertisers. Session Pixel
ads/ga-audiences Google Used by Google AdWords to reconnect with visitors who are likely to become customers, it is based on the customer’s online behavior across websites. Session Pixel
UserMatchHistory LinkedIn Used to track visitors across multiple websites to present relevant advertising based on visitor preferences. 29 days HTTP
pagead/1p-user-list/# Google Used to track whether the visitor has shown a specific interest in products or events across multiple sites and to detect how the visitor navigates between sites – This is used for measurement of advertising efforts and to facilitate cross-site broadcast rates. Session Pixel
bcookie LinkedIn Used by social networking service LinkedIn to track usage of embedded services. 2 years HTTP
bscookie LinkedIn Used by social networking service LinkedIn to track usage of embedded services. 2 years HTTP
li_sugr LinkedIn Collects data on visitor behavior and interaction – This is used to optimize the site and make advertising on the site more relevant. 3 months HTTP
lidc LinkedIn Used by social networking service LinkedIn to track usage of embedded services. 1 day HTTP
lissc LinkedIn Used by social networking service LinkedIn to track usage of embedded services. 1 year HTTP
 
ACCEPTANCE OF COOKIES ON OUR WEBSITE

In relation to cookies, Law 34/2002, of July 11, 2002, on Information Society Services and Electronic Commerce (hereinafter, “LSSICE”), requires that Users are informed about the use, type and purpose of cookies prior to the browsing experience on the platform. That is the reason why BARCELONA MORTGAGE SERVICING, S.L. has implemented an informative notice that is displayed once the User accesses our platform, through which he/she is previously and expressly informed of the legally established requirements in compliance with said legal precept.

It is important to note that in this notice you will find two options: the first, which will allow you to access this informative text, and the second, which you can use to accept the installation of cookies on your terminal equipment.

As a User, if you omit the acceptance of the use of cookies and continue browsing our platform, BARCELONA MORTGAGE SERVICING, S.L. will understand that you consent to the cookies described in the previous section being applied and used, thus complying with the requirements of the LSSICE.

REVOCATION AND BLOCKING OF COOKIES

You can always block cookies or disable them through your browser settings. If you block or disable them, you can still use our website, although the use of some of its services may be limited and therefore your experience on our website less satisfactory.

If you wish to revoke your consent regarding our cookies policy, you must delete them on your device through the settings of your Internet browsers. Here are the links to the different browsers that provide information about cookies:

For more information about the Firefox browser from here: https://support.mozilla.org/es/kb/habilitar-y-deshabilitar-cookies-sitios-web-rastrear-preferencias?redirectlocale=es&redirectslug=habilitar-y-deshabilitar-cookies-que-los-sitios-we
For more information on the Chrome browser from here: http://support.google.com/chrome/bin/answer.py?hl=es&answer=95647
For more information on the Internet Explorer browser from here: https://support.microsoft.com/es-es/help/17442/windows-internet-explorer-delete-manage-cookies
For more information about Safari browser from here: https://support.apple.com/kb/PH19214?viewlocale=es_ES&locale=es_ES

We recommend you to review this policy each time you access our website, in order to be properly informed about possible changes in it.

 

TREATMENT OF YOUR PERSONAL DATA:

This section provides information regarding the processing of personal data that specifically affects the use of cookies and completes the information provided in the other sections of this Cookies Policy. The rest of the information on data protection can be consulted at the following link: https://barcelonams.es/privacy-policy.

  • Legal basis for processing: the user’s consent, which may be revoked at any time as indicated in the section on revocation and blocking of cookies.
  • Purposes of processing: the purpose of the processing of personal data obtained through cookies is to offer you an excellent browsing experience, improve our services based on the uses that users make in relation to the content published or the accesses they make to the different sections of the same and a faster and more personalized access to the services offered.
  • Term of conservation of personal data: BMS, will be able to conserve its data, once the whole relationship with the user is finished, for the fulfillment of the legal obligations. In turn, it will proceed to the cancellation of the data collected when they are no longer necessary for the fulfillment of the purposes for which they were collected.
  • Data recipients: third parties identified in the cookies used section of this Cookies Policy.
  • Profiling: the user’s navigation may be observed for the creation of a profile in the terms and for the purposes indicated in the section on cookies used in this Cookies Policy. For more details, the user can consult the privacy policies of the third parties identified in that section.
  • Transfers to third countries: in relation to the third parties identified in the cookies used section of this Cookie Policy, the user can consult their respective privacy policies for information on the transfers that, where appropriate, they make.