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Credit Origination

After 15 years operating in the credit origination business, we offer our clients a professional structure capable of providing nationwide coverage through our solid network of collaborators.

Our marketing strategies and modern digital tools allow us to generate loan volume. And this, together with analysis tools and our own scoring developed based on the know-how acquired in many processed files, gives our clients the security of a reliable ally for mortgage credit origination.

1.800

Mortgage Files

235

M€ Managed

Advantages of a mortgage loan

Speed

Response in 24/48 h

Loans with ASNEF o RAI

It doesn’t matter to be on any delinquency list

Minimum requirements

You only need to have a property that serves as a mortgage guarantee

Free study

We study each case free of charge and without obligation

Personalised advice throughout the process

Pre-Signature

A complete catalogue of services prior to the signing of the mortgage operations.

  • Registry verification, analyzing the state of loads of the property.
  • Study of charges and registry ownership.
  • Obtaining of registry certifications.
  • Rectification and processing of previous procedures (registration, resumption of successive contracts, etc…).
  • Verification and commercial information on borrowers’ ability to pay.
  • Signature planning.
  • Preparation of minutes.
  • Matching control with risk authorization.
  • Expedition of estimated provision of funds.
  • Legal and tax advice related to the operation.
  • Verification of the documentation provided to the notary’s office.

Signature

Maximum reliability and confidence in the granting of mortgage operations.

  • Signature verification – Follow-up and scoring during the signature, ensuring the perfect transcription of the minutes, conditions and property by the Notary.
  • Assistance and legal and fiscal advice – Resolution of all doubts that may arise in relation to the deeds.
  • Verification of the coincidence of the state of charges of the property between our registry information and that requested by the notary.

Post-Signature

Detailed monitoring of the cancellation and registration processes after signature.

  • Scripture collection.
  • Presentation seats.
  • Payment of taxes.
  • Rectification of defects.
  • Registration in the Land Registry.
  • Cancellation of charges.
  • Punctual and periodic information on the situation of the entrusted service.
  • Settlement of capital gains.
  • Management for the change of contribution (IBI).