If the operation is viable, we will give you a detailed simulation of the loan, we will ask you for basic documentation and, if required, we will send a technician to carry out the official valuation of your property.
Your manager will explain and send you all the pre-contractual documentation. We sign at the notary and you receive the money on the day of signing. Easy, fast and safe.
Why choose us
Our mortgage loans are among the best in the private equity market
The most competitive interests
Fixed-rate loans with the most competitive interest rates on the market, and no early cancellation fee!
No matter how late it is
It doesn’t matter if you’re included in ASNEF, RAI, BADEXCUG… We all deserve a second chance.
We adapt to your situation, we offer you several possibilities so that you can choose the option that suits you best.
We can arrange everything by email and phone. You can even sign at your trusted notary.
If you have any questions, don’t hesitate to contact us, we are here to help you.
What is a mortgage loan?
It is a loan that is granted to a natural or legal person by providing a property (apartment, house or premises) that will function as a guarantee for the return of the loan.
What amount can i request?
The minimum amount to request is € 25,000, and with no maximum limit. The value will always be determined by the value of the guarantee provided, since we can only finance up to 35% of the value of your guarantee.
Can I apply for a loan if the property already has a mortgage?
No, the properties that are mortgaged as collateral for one of our loans must be free of charges. In some cases, when the outstanding amount of the mortgage is very low in relation to the value of the property, we can authorize a second mortgage without the need to cancel the first.
What documentation should I submit?
To assess the granting of your loan, all you have to do is answer some simple questions so that we can determine if your request is viable. Once your application is accepted, we will ask you for the minimum documentation so that the hiring process is as fast and simple as possible.
What is the process once the loan is approved?
Once your loan is approved, we will request an appraisal of the property on which the mortgage will be constituted; Within approximately three days we will have the appraisal report and we will contact you to review the loan conditions again and set a signature date. All our operations are signed at the notary to give maximum legal security to our clients.
Is it possible to repay the loan in advance?
You can cancel the loan at any time, you will only pay interest for the time elapsed and also, in some of our loans, we will not apply any type of commission for early cancellation!